Send money across Europe instantly

    With IRIS Payments, you can now send money instantly to users of corresponding payment services across Europe, using only their mobile phone number.

    No IBAN. No complex banking details. Just speed, security and ease.

    Thanks to the participation of IRIS Payments in EuroPA — the European Payments Alliance — users can now make instant money transfers to users in:

    •             Spain

    •             Portugal

    •             Italy

    •             Andorra

    Whether you want to send money to family or friends abroad, IRIS Payments makes the process as simple as sending a message.

    1. Select IRIS Payments

    Through your bank’s mobile app.

    2. Enter the recipient’s mobile phone number

    No IBAN required.

    3. Confirm the transaction

    Using the latest security standards.

    4. The money is transferred instantly

    The transaction is completed within seconds.

    Instant money transfers

    Send and receive money in real time, at any time

    Only a mobile phone number is needed

    You do not need the recipient’s IBAN or any other banking details.

    Security in every transaction

    All transfers are carried out with Strong Customer Authentication — SCA — in line with European security standards.

    The experience you already know

    Enjoy the same simple and user-friendly experience that IRIS Payments offers in Greece

    European payments infrastructure

    Transactions are executed via SEPA Instant Credit Transfer — SCT Inst — ensuring speed, reliability and security

    IRIS Payments is now connected with leading instant payment services in Europe:

    •             Bizum — Spain

    •             MB WAY — Portugal

    •             BANCOMAT Pay — Italy

    Through EuroPA, a unified payments network is being created, with the ambition to serve more than 176 million citizens across 18 European countries.

    The service is initially available through:

    •             Eurobank

    •             Piraeus Bank

    •             Viva.com

    More Greek banks will gradually be added, further expanding users’ access to the European instant payments network.

    With IRIS Payments, cross-border money transfers become instant, easy and secure.

    Send money across Europe using only a mobile phone number.