Throughout 2025, the DIAS Payment System processed 540.4 million transactions, recording a 15.7% year-on-year increase, while the total transaction value reached €544.4 billion, marking a new all-time high in the company’s 36 years of operation. Of the total transactions processed, 126.4 million transactions, with a value of €10.9 billion, related to IRIS payments products.

Average daily activity amounted to 2.2 million transactions, with a total daily value of €2.2 billion. On 24 November 2025, a new daily peak was recorded, with 6 million transactions worth €3.5 billion, confirming the resilience and scalability of DIAS’ infrastructure.

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Statement by Stavroula Kampouridou, CEO of DIAS S.A.

“2025 demonstrated that digital payments in Greece do not merely follow economic growth – they actively shape it.

Between 2020 and 2025, transaction volumes processed through the DIAS Payment System grew at a compound annual growth rate (CAGR) of 13%, nearly double the growth rate of Greece’s nominal GDP over the same period. This performance reflects the success of digitalisation policies and the expansion of instant payments. At the same time, it highlights the strength of collaboration between DIAS, banks, Payment Service Providers and the State, reaffirming the role of critical payment infrastructures as accelerators of economic activity.

Instant payments are evolving into universal services for everyday transactions for individuals, professionals and businesses, enhancing transparency, liquidity and financial inclusion across the country.”

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Sharp growth in instant payments

2025 confirmed the decisive role of instant payments:

• 122.1 million instant payments (+72.8% compared to 2024)
• Instant payments now account for 27% of total credit transfers
• All-time high: 15.4 million instant payments processed in December 2025
• Processing peak: 235 transactions per second (14 December 2025)

IRIS – Universal adoption

IRIS P2P

• 111.4 million transactions (+90% year-on-year)
• 4.3 million users

IRIS P2Pro

• 583,445 professionals
• +197% transaction growth compared to 2024

IRIS Commerce

• +70.8% increase in transactions
• Presence across approximately 1.2 million POS terminals and 70,000 e-shops

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Enhancing IRIS usability through the doubling of daily transaction limits

Following the strong momentum and widespread adoption of IRIS, DIAS is proceeding, as of 15 January 2026, with a doubling of daily transaction limits for IRIS Person-to-Person (P2P) and IRIS Person-to-Professionals (P2Pro) services.

Specifically, users can now:

• send up to €1,000 per day to individuals via IRIS P2P (with a monthly limit of €5,000), and
• up to €1,000 per day to freelancers and sole proprietors via IRIS P2Pro.

The increase in limits reflects the trust placed in IRIS by millions of users on a daily basis and responds to real market needs, further enhancing the flexibility and usability of instant payments in both personal and professional transactions.

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System-wide development of the DIAS Payment System

Beyond the strong momentum of instant payments, the DIAS Payment System recorded broad and balanced growth across the full range of interbank services in 2025. Services such as RF/QR payments and standing orders accounted for 38.6% of total transactions, reinforcing the stability of the payments ecosystem.
At the same time, interbank ATM transactions increased by 27.7% compared to 2024, highlighting the multidimensional nature of payment services.

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DIAS as a national payments infrastructure

With robust, continuously upgraded real-time infrastructures, DIAS supports the economy, promotes transparency, liquidity and financial inclusion, and shapes the future of digital payments in Greece.

More information is available on the DIAS website or through DIAS’ social media channels: LinkedIn & Instagram.