2022 Statistical data

In 2022 the DIAS Payment System processed 367.6 million transactions of €407 billion total value. This value is more than twice the amount of the country’s GDP* and the highest one achieved throughout the 33 years of the DIAS Payment System’s operation. The number of transactions processed in 2022 is 11,6% higher than the number of transactions processed in 2021. In 2022 the DIAS Payment System achieved a daily average of 1.5 million transactions (of €1.6 billion value) whereas on December 19th, 2022, a record was set, as on this day the DIAS Payment System processed €4.8 million transactions (of €2.9 billion value). Graph I below reflects the volume (in millions) of transactions the DIAS Payment System has processed since 1994.

* According to data of the Hellenic Statistical Authority for the year 2021

Graph I


Graph II below reflects the value (in billion €) of transactions the DIAS Payment System processed since 2009.

Graph II

The DIAS Payment System offers a wide range of payment services.

84.6% of the transactions processed in 2022, meaning 311 million transactions, are credit transfers (Bank to Bank credit transfers, instant credit transfers, collection, and payments of businesses/organizations). 62 million credit transfers fall under the subcategory of Bank to Bank credit transfers, that increased by 27.3% compared to 2021. 28.3% of Bank to Bank credit transfers, meaning 17.5 million are under the category of instant credit transfers and increased by 107% compared to 2021 and 5.8 million are under the category of IRIS Person to Person and increased by 214% compared to 2021. IRIS Person to Business counts 85 thousand registered professionals on 2022 and its transactions increased by 109% compared to 2021.

Furthermore, 39.7% of the transactions processed in 2022, meaning 146 million, constitute payment collection transactions for businesses and other entities. The transactions of this payment service increased by 11.9% compared to 2021. A significant part of these transactions was processed with the use of the interbank payment product, RF/QR code payments. By end of 2023 the RF/QR payment code standard is expected to be adopted by all public and private organizations. 84% of organizations and businesses connected to the DIAS Payment System have already adopted the standardization offered by the RF/QR payment code. Considering that in 2023 the RF/QR payment code is planned to be adopted by several large public organizations and companies, the number of these transactions is expected to grow furthermore.

An indicative list of the type of entities of both the private and public sector that use the RF/QR payment code includes tax authorities (using it to collect taxes such as circulation taxes), social security institutions, companies in the energy and telecommunications sector, insurance and pharmaceutical companies, companies offering mailing services, businesses in the car industry, private educational institutions, retail companies in electronics, clothing, cosmetic companies etc.

Payments of businesses/organizations reached 28% of transactions the DIAS Payment System processed in 2022, amounting to 102.9 million. The increase in this payment category compared to 2021 is 0.6%. 108,9 million of these transactions result from the public sector (public servants’ payrolls, pensions, benefits) whereas the remaining 1.9 million transactions result from private entities and increased by 24,4% compared to 2021.

Furthermore, 26 million transactions (of which 18,6 million successful and 7,4 million rejections), representing a 7,1% of all transactions processed in 2022 are direct debits, noted an increase of 11,1% compared to 2021. This increase derives mainly from companies in the commercial & insurance sector and a 20% increase in rejections.

Moreover, in 2022 transactions in other payment service categories were also significantly increased such as IRIS payments in e-shops using the product IRIS eCommerce, which increased by 68,3% compared to 2021.

The following graph reflects the percentage of transactions as well as the transactions’ value the DIAS Payment System processed in 2022 per category / subcategory of the Payment System’s services.

DIAS has 27 member PSPs from Greece, 9 from Cyprus and 14 from rest of Europe, totaling at 50 member PSPs.

On 5/12/2022 DIAS reached a historic high processing 56 transactions per second via web services offering instant payment notification.


Below you may find the Infographic presentation